Business Banking in Houston Area – CNB Commercial Accounts
For friendly business banking Houston, Bellaire and Pearland area companies turn to Community National Bank, where relationship banking comes natural. And now, with the popular Remote Deposit Capture, companies from any area can enjoy convenient business banking at CNB.
At CNB, you can opt for a free commercial checking account, a commercial checking account with earnings credit, an interest checking account or other types of accounts as listed below. For personal, caring service and convenient business banking in Texas, choose Community National Bank.
Commercial Checking Account
- $100.00 minimum opening deposit
- Monthly statement with images
- Free teller access
- Free 24x7 Automated Bookkeeping Line 1-888-748-2265
- $10.00 maintenance fee per month
- $0.12 per debit
- $0.12 per item deposited
- $0.15 Earnings Credit on $100 average collected balance
Free Business Checking Account
- $100.00 minimum opening deposit
- Monthly statement with images
- Free teller access
- Free 24x7 Automated Bookkeeping Line 1-888-748-2265
- No maintenance fee per month
- No minimum daily balance required
- Limit of 150 transaction items (Transaction items include but are not limited to checks written, debits, items deposited, deposits, credits and transfers)
- $0.50 per transaction item over the limit
Interest Checking Account
- Interest-bearing account
- $100.00 minimum opening deposit
- Monthly statement with images
- Free teller access
- Free 24x7 Automated Bookkeeping Line 1-888-748-2265
- No monthly service charge as long as account maintains minimum daily balance of $2,500.00 during statement cycle. $10.00 service charge if balance falls below $2,500.00.
- Limit of twenty-five debit transactions per statement cycle, $0.13 per debit over the limit.
- Limit of twenty-five items deposited per statement cycle, $0.10 per item deposited over the limit.
- If the balance falls below the minimum daily requirement, the interest rate will convert to the interest paid on savings accounts.
Money Market Accounts
- Interest-bearing account
- $100.00 minimum opening deposit
- Monthly statement with images
- Free teller access
- Free 24x7 Automated Bookkeeping Line 1-888-748-2265
- No monthly service charge as long as account maintains minimum daily balance of $1,000.00 during statement cycle. $10.00 service charge if balance falls below $1,000.00.
- Unlimited withdrawals in person
- Debit transactions limited to six per statement cycle
- $15.00 transaction fee per transaction in excess of six.
- If the balance falls below the minimum daily requirement, the interest rate will convert to the interest paid on savings accounts.
Savings Account
- Interest-bearing account
- $100.00 minimum opening deposit
- Free teller access
- Free 24x7 Automated Bookkeeping Line 1-888-748-2265
- No service charge as long as account maintains minimum daily balance of $300.00
- Limit of two withdrawals per month, $2.00 per withdrawal over the limit.
- Quarterly service charge of $5.00 if minimum balance falls below $300.00.
Certificates of Deposit
- Competitive interest rates
- FDIC insured investment
- $1,000.00 minimum opening deposit
IRAs/SEPs
- Competitive interest rates
- FDIC insured investment
- $1,000.00 minimum opening deposit
Bank Credit Cards*
- VISA Business Card
Merchant Services Program
*All credit or loan products are subject to credit approval
In addition to business banking Houston area companies benefit from CNB commercial loans including owner occupied commercial real estate loans, financing for equipment purchases, and working capital. Community National Bank services loans for 8 counties in the Greater Houston / Southeast Texas areas.