Free Checking in Houston Area – CNB Personal Accounts
For friendly banking and free checking Houston, Bellaire and Pearland residents come to Community National Bank, a locally-owned bank committed to serving the community. Depending on the type of personal bank account(s) you select, you could enjoy benefits such as no monthly service fee, free online banking, unlimited check writing, unlimited transactions, minimum opening deposit and more.
View details for the various types of personal accounts available such as the CNB Free Checking, our Community Club banking for seniors 50-plus, Money Market Accounts and Interest Checking. Find the accounts that fit your needs and contact us using the form provided or drop by one of our two main area locations and introduce yourself. You’ll find that banking at CNB couldn’t get any friendlier.
Community National Bank offers:
Personal Checking
- $100.00 minimum opening deposit
- Monthly statement with images
- Free teller access
- Free 24x7 Automated Bookkeeping Line 1-888-748-2265
- No monthly service charge as long as account maintains minimum daily balance of $750.00 during statement cycle. $10.00 service charge if balance falls below $750.00.
- Free unlimited check writing
CNB Free Checking
- $100.00 minimum opening deposit
- No monthly service charge - fees for other bank services may apply
- Unlimited transactions
- Imaged statements
- Free home banking via CNB Connect - fee for Bill Pay service will apply
- Free teller access
- No minimum daily balance required
- Free 24x7 Automated Bookkeeping Line 1-888-748-2265
- Free ATM/Debit card/or ATM card - must meet credit requirements/fees for transactions made at non CNB ATM's may apply
- As a token of appreciation, we will provide your 1st order of checks free and also give you 1/2 price on Safe Deposit box rental for the first year.
Community Club Checking
- $100.00 minimum opening deposit
- Monthly statement with images
- Free Community Club Checks (limit one box per order).
- Free 24x7 Automated Bookkeeping Line 1-888-748-2265
- No monthly service charge
- Free teller access
- No minimum balance required
- Fees for other bank services may apply. Subject to Community Club membership requirements.
Interest Checking
- Interest-bearing account
- $100.00 minimum opening deposit
- Monthly statement with images
- Free teller access
- Free 24x7 Automated Bookkeeping Line 1-888-748-2265
- No monthly service charge as long as account maintains minimum daily balance of $1,000.00 during statement cycle. $10.00 service charge if balance falls below $1,000.00.
- If the balance falls below the minimum daily requirement, the interest rate will convert to the interest paid on savings accounts.
- Free unlimited check writing
Money Market Accounts
- Interest-bearing account
- $100.00 minimum opening deposit
- Monthly statement with images
- Free teller access
- Free 24x7 Automated Bookkeeping Line 1-888-748-2265
- No monthly service charge as long as account maintains minimum daily balance of $1,000.00 during statement cycle. $10.00 service charge if balance falls below $1,000.00.
- Unlimited withdrawals in person - a fee of $15.00 per transaction in excess of six debits per statement cycle.
- Debit transactions limited to six per statement cycle
- If the balance falls below the minimum daily requirement, the interest rate will convert to the interest paid on savings accounts.
Savings Account
- Interest-bearing account
- $100.00 minimum opening deposit
- Quarterly statement
- Free teller access
- Free 24x7 Automated Bookkeeping Line 1-888-748-2265
- No service charge as long as account maintains minimum daily balance of $300.00.
- Limit of two withdrawals per month, $2.00 per withdrawal over the limit.
- Quarterly service charge of $5.00 if minimum balance falls below $300.00.
Certificates of Deposit
- Competitive interest rates
- FDIC insured investment
- $1,000.00 minimum opening deposit
IRAs
- Competitive interest rates
- FDIC insured investment
- $1,000.00 minimum opening deposit
ATM Card or ATM/Debit Card*
Bank Credit Cards
- Platinum Flex Miles
- Platinum Visa
- Classic Visa
- Gold MasterCard
*All credit or loan products are subject to credit approval